🇨🇱 Chile PYCL — SAP ECP Complete Guide

Key Facts

AFP Pension EE
10% + individual commission (0.5–1.45%)
Health EE
7% FONASA or ISAPRE premium
Seg. Cesantía EE
0.6%; ER 2.4% (AFC fund)
Impuesto Único
Progressive 0–35% monthly table
Gratificación Legal
25% annual earnings capped at 4.75×IMF
Annual Leave
15 working days

Key Config Points

  • AFP: employee selects one of 6 AFPs; employer remits 10%+commission monthly
  • FONASA vs ISAPRE: public vs private health; 7% EE either way
  • Gratificación: most employers pay monthly (1/12) using 4.75×IMF cap option
  • Seg. Cesantía: AFC fund (Administradora del Fondo de Cesantía) — RPCEDTCL generates
  • AFP Pension Reform 2024: 6% additional ER contribution pending legislative approval
📊 PYCL_CL_SAP_ECP_Complete_Guide.pptx — 50 slides