🇫🇮 Finland — SAP SF EC Cloud Payroll 6×6×6 Framework

Country Profile: Finland | Module: PYFI | Currency: EUR | Molga: 08
Key Statutory: TyEL (pension 24.81%), TTu (unemployment), TVR (accident), Sairausvakuutus (health), Tulovero (income tax), YEL, TyEL-ilmoitus, Tulorekisteri (income register)

Key Config Items

  1. Molga 08; EUR; Finnish/Swedish bilingual; SEPA payments
  1. TyEL pension: 24.81% split — EE 7.15% (under 53), 8.65% (53–62), 7.15% (63+); ER remainder
  1. TTu (unemployment): EE 1.5% + ER 2.05% of gross
  1. Sairausvakuutus (health): EE 1.96% + ER 1.34%
  1. Tulorekisteri: real-time income register reporting (within 5 days of pay date)
  1. Vuosilomalaki: annual leave 2.5 days/month (over 1 year); holiday bonus 50%

Key Config & Testing

  1. TyEL age-tiered rates: 3 brackets (under 53, 53–62, 63+)
  1. Tulorekisteri: real-time API reporting to Verohallintos income register
  1. Annual leave: 2.5 days/month accrual; holiday bonus 50% of leave pay
  1. Vuosilomakorvaus: leave compensation on termination
  1. UAT: Tulorekisteri API test; TyEL declaration (ETK)
  1. AMS: TyEL rate update (Oct announcement); tulorekisteri specification changes