🧮 🇲🇦 Gross to Net Payroll — Morocco (PYMA) | SAP ECP

Module: PYMA | Molga: 63 | Currency: MAD | Group: Africa

Includes: CNSS (4.48%) | AMO Health (2.26%) | IGR Income Tax (0–38%) | CIMR | 3 case studies

🧭 Pipeline: Brut (/101) → CNSS + AMO EE → IGR → Net (/560)

📌 Configuration Anchors

• CNSS EE: 4.48% (pension + family allowances)

• AMO Health EE: 2.26%

• CNSS ER: 8.98%; AMO ER: 4.11% + 1.6% professional training

• IGR (Impôt sur le revenu, salary): progressive 0%–38%

• DAS (Déclaration Annuelle des Salaires): by January 31 to CNSS

• CNSS family allowances: paid directly to employees by CNSS

👥 Case Studies

🏷️ Key WTs: MA01 Brut | /3C1 CNSS EE | /3A1 AMO EE | /3T1 IGR | /560 Net